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The horse race

The horse race

Horse racing is a sport that involves galloping horses at competitions.

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Insurance for home loan borrower at risk

Insurance for home loan borrower at risk

Any subscription for a home loan is systematically linked to that of a loan insurance. Indeed, banks generally require borrowers to guarantee their loan with this insurance to protect against possible defaults. In broad terms, loan insurance allows the bank to be reimbursed by the insurer in the event of death, disability, disability or loss of employment of the borrower. Since September 1, 2010, the date of entry into force of the law, you can buy your loan insurance outside the lending institution. This device allows you to find a cheaper and more suitable offer than the group contract proposed by the bank.

The problem we can encounter when we practice horse racing

The problem we can encounter when we practice horse racing

Horse racing can often be part of the “exclusions” of a loan insurance contract, which means that the insurer does not guarantee this risk. Insurers who agree to grant you a loan insurance policy will apply special conditions, which will result in an increase in your insurance contributions. Various types of transactions involve collateral consisting of horses and other interest. Financial institutions may make working capital loans for trainers, breeders, racetracks and other businesses. Sellers and third party lenders finance purchases of specific horses. 

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